Proposal on early retirement of "4050" personnel
In the process of enterprise restructuring, the preferential policy for "4050" personnel is to enjoy the same percentage as the national *** for 3 years To pay for social security, for example, in the past, individuals had to pay more than 600 yuan per month for social security. The state can reimburse more than 200 yuan for "4050" personnel, and individuals pay more than 400 yuan to retire normally according to the legal retirement age. At the same time, local governments are trying to find ways to set up public welfare positions to solve the "re-employment" problem of these people. However, the "4050" personnel have become a vulnerable group due to their older age, single skills, difficulty in finding employment, heavy family burden, and difficulty in survival. It is recommended that the country revise and improve the current retirement policy and implement a five-year early retirement policy for gay men among this group of people to solve the current problem of "4050" people who are difficult to find employment and survive.
Reasons:
1. Narrow the gap between rich and poor and reflect social fairness. According to the 2009 "Government Work Report" of various provinces and cities, in the context of the world financial crisis, the GDP growth of all provinces and cities is above 8%. The government's financial resources have increased and it should play a balancing role to narrow the gap between the rich and the poor. The early retirement policy is implemented for older workers who have made contributions to the country to solve the problem of difficulty in finding employment and survival for this disadvantaged group and to reflect social fairness.
2. Ease employment pressure and maintain social stability. At present, my country's labor force is under great pressure to find employment. Not only are there 200 million migrant workers, but there are also 4 to 5 million new college graduates every year. Employment issues directly affect social stability. The "4050" personnel themselves are older, have single skills, and have poor competitiveness. Allowing them to retire early can alleviate employment pressure and maintain social stability.
Recommendations:
Modify and improve the current retirement policy, implement a 5-year early retirement policy for gay men among this group of personnel, and retire a group of people when they reach the age, so as to gradually solve the problem of enterprise Problems left over from restructuring.
The Central Committee of the Third Plenary Session of the Central Committee of the Communist Party of China has finalized: extending the age of 5 to 10 years. The proposed plan for delayed retirement is: first, from the beginning, female employees and residents born in 1965 should postpone receiving pensions for one year, and those born in 1966 for two years, and so on, until 2030, women will receive pensions at the age of 65. Pensions;
Second, starting from 2020, male employees and residents born in 1960 will postpone receiving pensions for 6 months. By analogy, male employees and residents will be able to receive pensions at the age of 65 by 2030. gold.
New retirement regulations:
1. Basic salary for workers is determined according to worker qualifications: 2,000 yuan for 10 years of service, 2,300 yuan for 15 years of service, 2,500 yuan for 20 years of service, 2,500 yuan for 25 years of service 2,800 yuan, 3,000 yuan for 30 years of service, and 3,500 yuan for 40 years of service. (With the growth of the national economy)
2. Seniority salary (including seniority): 30 yuan per year, increasing with seniority. The implementation of seniority wages is not only a matter of taking care of older workers, but more importantly, it encourages lifelong workers, which is conducive to the construction and stability of the workforce.
3. Working wages: The subsidy is based on the actual principle of remuneration according to work; it is mainly to encourage workers to work more, especially young workers who are energetic. They work more and produce more, and get the rewards they deserve, not only It is psychological comfort and encouragement to them.
4. Performance salary: monthly and annual bonus (replacing professional title salary). This part of the bonus can only account for about 10% of the salary. Everyone recommends competitive performance, annual bonuses, and no tenure. Every worker works hard and has hope every year. The main purpose is to encourage results in work and high quality. This should not only encourage more work, but also encourage working people.
5. Special allowance: There is no quota limit for outstanding workers recognized by all workers. They are recognized by high standards of departments above the county and city levels. They are like those who receive State Council subsidies and receive county/city government subsidies. There is no lifelong tenure. Mainly for those who have special research results in labor work and have been well promoted, the level can be determined according to the size of the scope of influence, or different standards can be determined at the national, provincial, municipal, and county levels, so that those Talented workers are paid what they deserve, which is a real incentive.
6. Workers’ pension: 100 yuan for each year of service based on length of service. By analogy, the pension for 10 years of service is 1,000 yuan. The pension for those who have worked for 20 years is 2,000 yuan, the pension for those who have worked for 30 years is 3,000 yuan, and the pension for those who have worked for 40 years is 4,000 yuan. No matter whether they are senior workers, mid-level workers or ordinary workers. Pensions are equal. Civil servants must also be equal regardless of their position. Same as workers’ pensions. Implementation completed within three years.
7. Pension insurance: Generally, you have to pay for it for 15 years, and you can enjoy the pension for life when you retire. Therefore, those who want to get a pension must start paying 15 years before they retire. If you have paid pension insurance for less than 15 years by the retirement age, the state will return all 8% of the pension saved in your personal account to you when you retire. Where did the 21% that your employer paid you go? The state transferred all the 21% that your employer paid for you to the state's pension pooling fund.
The state stipulates that when refunding money, only the money withheld by the individual will be refunded, and all the money paid by the unit for him will contribute to the country.
8. Medical insurance: Your employer pays you 9% every month, and you personally pay about 2% each month plus 10 yuan for a serious illness plan. The serious illness plan only covers hospitalization, and the 11% The country here will add your own 2% to your medical insurance account every month. If you pay social security according to the minimum base of 1,369 yuan every month, then 1,369 × 2% = 27.38 yuan. It is the money that the state sends to you personally every month. This money can be accumulated and directly swiped on the card to buy medicines or see outpatients. The remaining 9% will be used by the state to calculate it into the medical co-ordination fund.
9. Housing provident fund: If you pay 300 yuan to the provident fund every month, then the company will also add 300 yuan to your account every month, which will be 600 yuan when you buy a house. If you have paid 50,000 in your lifetime, then you will have 100,000 in your account. Don’t refuse this kind of good thing.
First fund: provident fund payment standard: pension (20% for the unit, 8% for the individual)
Maternity (paid by the unit)
Work-related injuries (paid by the unit, not individuals) Pay)
Medical care (10% for the unit, 2% for the individual*base + 3)
Unemployment 1.5% for the unit and 0.5% for the individual)
Provident fund (the highest this year is no If it exceeds 12%, it shall not exceed 10% in the previous year, half for each employer and individual)
Latest regulations on female retirement age 2015
As the average life span of the entire population increases, the average life span of women is longer than that of men. Letting women retire in their "golden period" is a huge waste of the country's human resources, a huge loss of women's social resources, and a huge loss of personal talents, economy and many other aspects. With the development of society, a large number of female workers are generally highly educated, energetic, dedicated to their jobs, diligent and hardworking, and fully adapt to the current work requirements. The unified extension of retirement to the age of 55 is in line with the current national reality. 3. Extending the retirement age of female workers can be solved by drawing on international experience. It is understood that of the 165 countries (regions) that implemented pension insurance in 1999, only 8 countries still maintained the retirement age of 50 for women, while the same age for men and women was adopted. There are 98 countries that retire, accounting for about 60%. We are prosperous, we advocate equality between men and women, and protecting women's legitimate rights and interests cannot be an empty slogan.
First, it is recommended that the country pass legislation to unify the retirement age of female workers to 55 years old. Learn from international experience to resolve the major unresolved issue of extending the retirement age of female workers. This bill has been proposed in the two sessions for many years. The extension of the retirement age for female workers cannot be achieved overnight, and it cannot be done in a cliff-like manner. It must be done urgently. It is urgent to realize the long-awaited wishes of female workers and integrate with international standards. Second, according to relevant personnel from the Social Security Center of the Bureau of Labor and Social Security, the most difficult problem currently encountered by my country's social security system is the payment pressure of the government's basic pension insurance fund. To see the win-win nature of this policy, extending the retirement age of female workers can reduce the pressure on government fund turnover. At the same time, female workers can continue to work, which is good for their health, helps relieve menopausal emotions, and brings many problems to their units. Disadvantageous factors: The increase in working years and the increase in personal economic income will also alleviate the difficulty of supporting many elderly people for the next generation caused by my country's family planning. Third, there is no contradiction in the implementation of equal treatment of the retirement age of female workers and the retirement age of female cadres at 55 years old. It only involves the issue of extending the retirement age and payment of female workers who have been laid off or retired. The state can formulate flexible transitional policies to help them encounter problems. Practical problems fully reflect the truly superior performance. It can be seen that the suggestions are in line with the requirements of the times and the common aspirations of female workers.
For this reason, it is recommended that the Central Ministry of Labor and Social Security adopt the proposal of extending the retirement age of female workers and retiring at the same age of 55 for women;