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Social endowment insurance policy

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The current national pension insurance died after one year, and the personal account pension balance can be inherited.

according to the social insurance law, personal account pension is compulsory and belongs to individuals. If an individual dies (including before and after retirement), the balance of personal account pension can be inherited.

In case of death due to illness or non-work, the survivors can receive funeral subsidies and survivors' pensions. Funeral subsidies and survivors' pensions are also part of the old-age insurance benefits for employees.

(1) Funeral allowance is a subsidy for the burial and handling of funeral affairs after the death of employees. At present, there is no unified standard in China. Judging from some local regulations, funeral subsidies are generally paid according to a certain number of months of the average monthly salary of local employees at the time of their death. For example, in Dalian, funeral subsidies are the average social salary of the city for three months in the previous year.

(2) Survivor's pension is the economic compensation and spiritual comfort given to employees' families after their death. Survivors' pensions vary from place to place, and some do not stipulate pensions, but only provide monthly relief funds for survivors; Some provide a one-time pension, and also provide a monthly living allowance for survivors. For example, in Dalian, in addition to providing a one-time relief allowance to immediate family members according to the social average wage of 1 months in the previous year, supporting immediate family members can also receive a relative relief allowance according to the sum of the local living difficulties subsidy standard and price subsidies.

Social security benefits for disability due to illness or non-work-related:

Those who are completely incapacitated due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. Disability allowance is the economic compensation given by the basic endowment insurance fund to the above-mentioned special insured persons. Sick and disabled allowance is a new system, and there is no corresponding allowance standard at present, so it is necessary to introduce corresponding supporting regulations.