according to the statistics of health authorities, there are more than 3 million people diagnosed with chronic diseases in China, and the number of deaths from chronic diseases has accounted for 86.6% of the deaths due to illness in China. At the same time, the population of patients with chronic kidney disease is as high as 13 million, and the awareness rate is less than 1%.

Above all, in China's mature traditional insurance, the protection of this group of people is still blank, and for social security, the protection is not enough to cover the economic needs of this group of people. Therefore, the emergence of mutual insurance can be said to bring hope to this group of people.

Taking Zhonghui Mutual as an example, the series of Pratt & Whitney Insurance Plan and Kayoubao for special diseases of kidney disease have just solved the insurance demand of this group of people. Therefore, it is precisely because of the emergence of mutual insurance that under the background of the national strategy of "Healthy China", we focus on the specific security needs of specific groups, uphold the concept of "mutual aid and risk", and strive to develop unique mutual medical insurance, effectively connecting medical institutions with the health security needs of the masses, providing better medical conditions, more favorable prices and better medical resources for the public. .