For those who have not bought a house or are planning to buy a house, they are more concerned about the current national real estate-related policies. The current housing prices in our country are generally high, and buying a house seems to be getting further and further away from ordinary people. However, As national regulation continues to tighten and refined regulation continues to deepen, the investment function of houses will gradually fade away in the future. Let’s take a look at the latest national real estate policies.

1. The government no longer monopolizes housing supply

This policy is undoubtedly a new turning point in changing the real estate market. Over the past 20 years, our country's residential land supply has been provided by the state, making it difficult for developers to obtain land at any price. But now that the government no longer has a monopoly on housing, it means that collective land is likely to enter the market, lowering the cost for developers to purchase land, and housing sales will be cheaper.

2. Adjusting the interest rates of provident fund loans

The current housing credit policy continues to tighten. In order to effectively combat speculation in real estate, the central bank issued a notice to increase the interest rates of personal housing loans and provident fund loans. At present, the interest rates of first-home loans in most banks across the country are basically unaffected, but both the down payment ratio and the loan interest rate of second-home loans have increased. In cities with purchase restrictions, loans for three-home loans are not supported, which is a good curb. Speculative demand in the city.

3. Encourage both renting and selling

Relevant departments have provided subsidy policies in response to the housing rental situation and encouraged institutional investors to turn their inventory into rental market housing, thereby reducing inventory. The state has clearly pointed out at many important meetings that it is necessary to develop the housing rental market, encourage natural persons and various institutional investors to purchase inventory commercial housing, become housing suppliers in the rental market, and encourage professional enterprises with housing rental as their main business. Businesses buy houses.

4. Residence Permit New Deal The threshold for applying for a residence permit has been lowered. As long as you have lived in the business location for half a year (in some areas), you can get a residence permit. The residence permit provides benefits for applicants in terms of employment, social security, points settlement and provident fund, etc. It will be easier to settle down and buy a house in the future.

5. Farmers are provided with subsidies for purchasing houses. In order to reduce the inventory of real estate, the government encourages migrant workers to buy houses in cities. At present, various localities are also stepping up their efforts to introduce various subsidy policies for migrant workers to buy houses in cities. Henan was the first to introduce a subsidy policy for migrant workers to buy houses in cities: migrant workers can enjoy a subsidy of 200 yuan per square meter when buying houses in cities, which saves migrant workers part of the cost of buying a house.

With the comprehensive upgrade of real estate regulation, differentiated and refined management are implemented, which are the main features of real estate policies. First- and second-tier cities continue to stabilize the market, while third- and fourth-tier cities increase destocking efforts. Urban policy plays an important role of local governments to achieve rational development of the real estate market nationwide.