What data should we look at when investing in funds? What are the “pits” to be careful of?

In July last year, I invested in a fund for the first time. At that time, new energy stocks and funds were on the rise. I didn’t understand it at the time and thought I could make money by investing casually. Later, after September, The big drop confused me, so I learned from the experience and began to study funds and stocks carefully.

First, fund investment depends on the industry. New energy, military and technology funds that are most in line with the national development strategy must be paid attention to. They have long-term investment value;

Second, it depends on the timing, for example, look at the data in the past month or the past year. If the fund has been rising, it is best to wait for a correction before getting on board;< /p>

Third, to open up the closed-end nature, it is best to choose open-end funds. Now the investment variables are relatively large, so it is best not to invest in closed-end funds, otherwise you will not be able to escape if you encounter a big retracement;

Fourth, don’t be superstitious about past performance. Fund investment depends on future performance, and can’t be fooled by performance in the past period;

Fifth, don’t think about bargain hunting, because it is possible that you will invest When you enter, it is the fund's drawdown period, which will cause your principal to suffer a relatively large drawdown.

Sixth, you must learn to read the market index. If the market index falls below certain moving averages, there may be an inertial decline. At this time, you need to reduce your position, save your principal, and wait until the market gets better. Cover positions at low levels and lower costs.

Seventh, learn more about funds and stock investment. Don’t forget about it just because you made money by luck. All the money you make is money in your mind, and all the money you lose is money. Money beyond your knowledge.

Eighth, don’t put your eggs in one basket and make your own investment portfolio. For example, if you are a prudent investor, you can choose the investment method of most bond funds + a small number of style funds. If you are an aggressive investor, you can choose to increase the investment proportion of your own style funds, and According to market changes, positions can be adjusted in a timely manner to cover positions and reduce costs.

What do you think about fund investment? Everyone is welcome to come and discuss together